Terms of Use

1. Not Legal Advice and No Professional Relationship

We are not a law firm. Nothing produced by the Website constitutes legal advice, and no attorney-client relationship is created by your use of the Website. No professional, fiduciary, advisory, or consulting relationship of any kind is formed between you and us through your use of the Website, your submission of inquiries, or your receipt of any generated document or content.

The Website operates as a self-service, automated document-assembly tool. You select the document type, you provide all inputs, and you make all decisions about content, structure, and use. We do not exercise legal judgment on your behalf, do not analyze your specific legal situation, and do not tailor content to your circumstances. The Website's role is limited to assembling your inputs into a pre-formatted template based on the choices you make.

Generated documents are automated templates intended as starting points only. They may be incomplete, outdated, inaccurate, or unsuitable for your specific situation, industry, jurisdiction, or legal requirements. Laws change and regulations vary. What is sufficient in one province, state, or country may be legally inadequate or non-compliant in another. You acknowledge that you are not relying on the Website for legal compliance or for the determination of your legal rights.

You are solely responsible for reviewing, modifying, approving, and determining the suitability of any generated document before using it for any purpose. You alone bear the risk of any decision to use, sign, distribute, or rely on a generated document, whether reviewed by an attorney or not.

To assist with your independent research, we may provide links to official government agencies, law societies, or regulatory bodies on our Resources page. These links are provided for informational purposes only. You must have every generated document reviewed and approved by a qualified, licensed attorney in your jurisdiction before using it for any legal, contractual, regulatory, or business purpose. Using a generated document without independent legal review is entirely at your own risk.

2. Eligibility and Legal Capacity

To use the Website, you must be at least 18 years of age. By accessing our services, you represent and warrant that you meet this minimum age requirement and that you possess the full legal authority to enter into a binding contract under the laws of your jurisdiction.

This means you confirm that you are of sound mind and are not otherwise restricted by any legal condition or court order that would prevent you from understanding and agreeing to these terms. If you are using the Website on behalf of a business or another entity, you also confirm that you have the explicit legal authority to bind that entity to these terms. If you do not meet these requirements, you are not authorized to use the Website.

3. Acceptable Use and Restrictions

You may use the Website only for lawful purposes that are consistent with these terms. Your right to use our service is strictly conditioned on your agreement to use it ethically and legally.

Specifically, you are prohibited from using the Website to generate documents intended to deceive, defraud, or cause harm to any person or entity. You also agree not to reproduce or redistribute the underlying templates, logic, or code of the Website as your own product or service. This includes any attempt to reverse-engineer, scrape, or systematically extract the structure of our document generation tool. Furthermore, you must not interfere with or disrupt the operation of the Website in any way.

Most importantly, because these documents are drafts and not legal advice, you agree not to attempt to enforce any agreement created here without first obtaining an independent legal review. You acknowledge that you are solely responsible for how you use, modify, or distribute any document generated by the Website, and you assume all legal and financial risks associated with that use.

4. No Warranties

The Website and all documents it generates are provided on an as is and as available basis. To the maximum extent permitted by applicable law, we make no representations or warranties of any kind, whether express, implied, or statutory.

This means we do not guarantee that generated documents are legally sufficient, accurate, or complete for any purpose. We do not guarantee that any generated document complies with applicable laws, regulations, industry standards, or licensing requirements in any jurisdiction, and we make no warranty that the documents will be accepted, recognized, or enforceable by any court, regulator, counterparty, or other third party. We make no promise that the Website will be uninterrupted, error-free, or available at any particular time, or that any identified errors or defects will be corrected.

Furthermore, no information provided through the Website, including step descriptions, help text, reviewer notes, or any other content, constitutes legal advice. All such information is provided for general informational purposes only and should not be relied upon as a substitute for professional legal counsel. Your use of the Website and your reliance on any content within it is solely at your own risk.

5. Limitation of Liability

To the maximum extent permitted by applicable law, we, along with our owners, employees, and affiliates, will not be liable for any damages arising out of or related to your use of the Website or any document it generates.

You expressly acknowledge and agree that your use of the Website and any documents it generates is at your sole risk. You assume full responsibility for any decisions, actions, omissions, or outcomes resulting from your use of the Website, your reliance on any content within it, or your use of any generated document, whether reviewed by an attorney or not.

Our responsibility ends at the moment a document is generated and made available to you. We are not liable for any modifications, edits, deletions, additions, errors, omissions, misuse, or legal failures that occur after a document is generated, downloaded, saved, edited, signed, distributed, or executed. You acknowledge that any final or executed version of a document used for any legal, contractual, regulatory, or business purpose is your own work product, regardless of the starting template provided by the Website.

This limitation of liability applies to any legal liability, regulatory penalty, or financial loss arising from your use of a generated document. It also covers any claim by a third party resulting from a document you created using the Website, as well as loss of profits, loss of data, or any other direct, indirect, incidental, special, consequential, or punitive damages.

Furthermore, you are solely responsible for the environment in which you access the Website. We are not liable for any physical injury, property damage, or accidents that occur while using the service, including but not limited to incidents occurring while walking, driving, or operating machinery. You agree to use the Website only when it is safe to do so.

If, despite the above provisions, we are found liable to you for any reason, you agree that our total aggregate liability will not exceed one hundred Canadian dollars (CAD $100). Nothing in these terms is intended to limit or exclude any liability that cannot lawfully be limited or excluded under applicable law, including liability for fraud, gross negligence, or death or personal injury directly caused by our proven negligence, and including any liability that cannot be limited under applicable consumer protection legislation such as the Ontario Consumer Protection Act, 2002. Nothing in these terms limits or waives any rights you may have under applicable consumer protection laws that cannot be waived or limited by contract, regardless of the jurisdiction in which you reside.

6. Indemnification

You agree to indemnify, defend, and hold harmless us and our owners, employees, and affiliates from and against any claims, losses, damages, costs, or expenses, including reasonable legal fees, arising from your interaction with the Website.

This obligation applies to any situation resulting from your use of the Website or any document you generate using our tools. It also covers any legal issues arising from your violation of these terms, your violation of any applicable law, or your infringement upon the rights of any third party. Essentially, if your use of a generated document or your conduct on the Website leads to a legal claim against us, you agree to take full responsibility for the defense and any resulting costs.

This indemnification obligation survives the termination of these terms and your use of the Website.

7. Intellectual Property

The Website, including its design, architecture, code, and underlying template logic, is our exclusive property and is protected by applicable intellectual property laws. We grant you a limited, non-exclusive, and non-transferable license to use the Website in accordance with these terms.

Documents you generate using the Website are provided for your personal and commercial use. You are free to use, adapt, and modify these generated documents for your own internal business or personal purposes, including using them in your dealings with clients, employees, contractors, vendors, and other third parties as appropriate to your business.

However, this does not grant you ownership of the underlying templates or the logic used to create them. You may not resell, sublicense, or redistribute generated documents stripped of your specific inputs, nor may you offer any document substantially similar to our underlying templates, as a template, form, clause library, or document-generation product or service. You may not package, replicate, or incorporate our logic, question flows, or template structures into a competing document generator or any other commercial tool without our prior written permission.

All rights not expressly granted to you in these terms are reserved by us.

8. Third-Party Links and Resources

The Website may include links to external websites, including government agencies, regulatory bodies, and law society resources. These links are provided for your convenience and as a starting point for your own independent research.

We do not control, endorse, monitor, or take responsibility for the content, accuracy, or privacy practices of any third-party website. The inclusion of a link does not imply that we have verified the information contained on that site or that we are affiliated with its operators. We do not actively monitor or update these links and make no commitment to do so. Links may become outdated, broken, or redirect to content that has changed since we added them.

Laws and regulations change frequently, and we make no guarantee that the information found on external sites is current, accurate, or legally sufficient. By clicking on any external link, you acknowledge that you are leaving the Website and that your interaction with those third-party sites is governed by their own terms and policies. Visiting and relying on information from external links is done entirely at your own risk.

9. Changes to These Terms

We reserve the right to modify or update these terms at any time to reflect changes in our service, technical infrastructure, or legal obligations. Any changes will be effective immediately upon being posted to the Website, and the "Last Updated" date at the top of this document will be revised accordingly.

It is your responsibility to review these terms periodically for any updates. We are not required to provide individual notice of changes, as the Website is a browser-based tool that does not require an account or the collection of contact information.

The version of these terms in effect at the time you generated a document governs your use of that document. Subsequent revisions to these terms will not apply retroactively to documents generated before the revision date.

By continuing to access or use the Website after any revisions become effective, you agree to be bound by the updated terms. If you do not agree to the new terms, your only recourse is to stop using the Website and its generated documents. We recommend that you save or print a copy of the terms that are in effect at the time you generate a document for your records.

10. Governing Law and Dispute Resolution

These terms and your use of the Website are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

In the event of any controversy, claim, or dispute arising out of or relating to these terms or your use of the Website, we both agree to first attempt to resolve the matter through informal, good-faith negotiations. If these negotiations do not result in a resolution within thirty days, the dispute shall be settled by final and binding arbitration.

The arbitration will be conducted in Toronto, Ontario, by a single arbitrator in accordance with the Simplified Arbitration Rules of the ADR Institute of Canada. You acknowledge that by agreeing to arbitration, you are waiving your right to participate in a class-action lawsuit. Any judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction.

Notwithstanding the foregoing, either party may bring an individual claim in the Small Claims Court of Ontario for any dispute that falls within its monetary jurisdiction. In addition, the arbitration requirement and class-action waiver set out in this section do not apply to the extent that they are prohibited or unenforceable under applicable consumer protection legislation, including the Ontario Consumer Protection Act, 2002. In such cases, the affected party retains all rights and remedies available under that legislation.

If the class-action waiver in this section is found to be unenforceable in any particular case, that waiver shall be severable from the remainder of this section, and the remaining arbitration and dispute resolution provisions shall continue in full force and effect.

Despite this requirement for arbitration, we reserve the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement of our intellectual property rights or the unauthorized use of the Website.

11. Termination and Suspension

We reserve the right to suspend, restrict, or terminate your access to the Website at any time, with or without notice, for any reason, including suspected violation of these terms, suspected misuse of the Website, or to protect the integrity, security, or availability of the Website.

Because the Website does not require an account and does not store user information, suspension or termination is enforced through technical measures such as IP-based access restrictions or rate limiting. Termination of access does not affect any rights or obligations that have already accrued, including any indemnification or liability provisions, which continue to apply in accordance with these terms.

12. Force Majeure

We are not liable for any failure, delay, or interruption in the operation of the Website, or for any inability to access generated documents, resulting from causes beyond our reasonable control. Such causes include, but are not limited to, technical failures, server or network outages, hosting provider issues, internet service disruptions, cyberattacks, denial-of-service attacks, power failures, natural disasters, pandemics, government actions, labour disputes, and acts of God.

Because the Website operates entirely within your browser, certain failures may originate from your own device, browser, network, or internet connection. We are not responsible for issues arising from your local environment or from third-party services outside of our control.

13. Feedback and Suggestions

If you choose to send us feedback, suggestions, ideas, feature requests, comments, or other input regarding the Website or any generated document (collectively, "Feedback"), you agree that such Feedback is provided voluntarily and on a non-confidential basis.

You grant us a perpetual, irrevocable, worldwide, royalty-free, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, distribute, and otherwise exploit any Feedback for any purpose, including improving the Website, developing new features, or creating new products or services, without any obligation to compensate, credit, or notify you. You waive any moral rights you may have in any Feedback to the extent permitted by applicable law.

You are not required to provide Feedback, and we are not obligated to use, respond to, or act on any Feedback you choose to provide.

14. Assignment

We may assign, transfer, or delegate our rights and obligations under these terms, in whole or in part, at any time and without notice or your consent, including in connection with a merger, acquisition, sale of assets, corporate reorganization, or transfer of the Website to a successor or affiliated entity.

You may not assign, transfer, or delegate your rights or obligations under these terms to any other person or entity without our prior written consent. Any attempted assignment by you in violation of this section is void and of no effect.

15. Survival

Any provision of these terms that, by its nature, is intended to remain in effect after your use of the Website ends will survive termination or expiration of these terms. This includes, without limitation, Section 1 (Not Legal Advice and No Professional Relationship), Section 4 (No Warranties), Section 5 (Limitation of Liability), Section 6 (Indemnification), Section 7 (Intellectual Property), Section 10 (Governing Law and Dispute Resolution), Section 14 (Assignment), and Section 16 (Entire Agreement and Severability), along with any other provision that expressly or by implication is intended to continue in force.

16. Entire Agreement and Severability

These terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of the Website and any documents it generates. They supersede and replace all prior or contemporaneous understandings, communications, or agreements, whether written or oral, regarding this subject matter.

You acknowledge that in agreeing to these terms, you have not relied on any statement, representation, or warranty made by us that is not explicitly contained within this document. No employee or representative of ours has the authority to modify these terms verbally.

You agree that these terms constitute a legally binding agreement entered into in electronic form. As described in the introduction to these terms, your acceptance of these terms, whether through continued use of the Website or through the affirmative electronic signature provided by checking the "I agree" box and clicking "Generate," has the same legal force and effect as a handwritten signature on a paper agreement under the Electronic Commerce Act, 2000 (Ontario) and any other applicable electronic transactions legislation.

If any provision of these terms is found by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable, that specific provision will be limited or eliminated to the minimum extent necessary. The remaining provisions of these terms will continue to remain in full force and effect. Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights.

17. Contact and Formal Notice

If you have any questions or concerns regarding these terms, you may reach us at info@draftpolicy.com or through the contact channels provided at sociablestudio.com. Please note that the Website is a self-service tool provided for your convenience, and we do not provide technical support or individual legal consultations regarding the documents you generate.

Any formal legal notice or communication intended for us should be directed to the email address above. Sending an inquiry or message to us does not create any obligation on our part to respond, and we reserve the right to review and respond to inquiries at our discretion. We are under no obligation to provide a response within a specific timeframe or to provide any specific level of support.